<?php class WechatMerchantTransfer { /** * @notes 商家转账到零钱 * @param $batch_no //提现订单号 * @param $left_money//提现金额 单位 元 * @param $user_openid //用户openID * @param $withdraw_name //提现金额大于200,用户真实名字必填 * @return bool * @throws \Exception * @author ljj * @date 2022/9/27 4:40 下午 */ public static function transfer($batch_no, $left_money, $user_openid, $withdraw_name = '') { $config = [ 'app_id' => '', 'mch_id' => '', //商户ID 'cert_client' => '', //cert证书地址//绝对路径 'cert_key' => '', //key支付证书绝对地址 ]; $withdrawApply = [ 'orderid' => '', ]; //请求URL $url = 'https://api.mch.weixin.qq.com/v3/transfer/batches'; //请求方式 $http_method = 'POST'; //请求参数 $data = [ 'appid' => $config['app_id'], //申请商户号的appid或商户号绑定的appid(企业号corpid即为此appid) 'out_batch_no' => $batch_no, //商户系统内部的商家批次单号,要求此参数只能由数字、大小写字母组成,在商户系统内部唯一 'batch_name' => '提现至微信零钱', //该笔批量转账的名称 'batch_remark' => '提现至微信零钱', //转账说明,UTF8编码,最多允许32个字符 'total_amount' => $left_money * 100, //转账金额单位为“分”。转账总金额必须与批次内所有明细转账金额之和保持一致,否则无法发起转账操作 'total_num' => 1, //一个转账批次单最多发起三千笔转账。转账总笔数必须与批次内所有明细之和保持一致,否则无法发起转账操作 'transfer_detail_list' => [ [ //发起批量转账的明细列表,最多三千笔 'out_detail_no' => $batch_no, //商户系统内部区分转账批次单下不同转账明细单的唯一标识,要求此参数只能由数字、大小写字母组成 'transfer_amount' => $left_money * 100, //转账金额单位为分 'transfer_remark' => '提现至微信零钱', //单条转账备注(微信用户会收到该备注),UTF8编码,最多允许32个字符 'openid' => $user_openid, //openid是微信用户在公众号appid下的唯一用户标识(appid不同,则获取到的openid就不同),可用于永久标记一个用户 ] ] ]; if ($left_money >= 2000) { if (empty($withdraw_name)) { throw new \Exception('转账金额 >= 2000元,收款用户真实姓名必填'); } $data['transfer_detail_list'][0]['user_name'] = self::getEncrypt($withdrawApply['real_name'], $config); } $token = self::token($url, $http_method, $data, $config); //获取token $result = self::https_request($url, json_encode($data), $token); //发送请求 $result_arr = json_decode($result, true); if (!isset($result_arr['create_time'])) { //批次受理失败 throw new \Exception($result_arr['message']); } // 成功返回信息 {"batch_id":"1030001036201351072852022101201442513049","create_time":"2022-10-12T22:08:21+08:00","out_batch_no":"20221011004103000000146822"} //批次受理成功,更新提现申请单为提现中状态 //业务修改为提现中 return $result_arr; } /** * @notes 签名生成 * @param $url * @param $http_method * @param $data * @param $config * @return string * @author ljj * @date 2022/9/27 4:14 下午 */ public static function token($url, $http_method, $data, $config) { $timestamp = time(); //请求时间戳 $url_parts = parse_url($url); //获取请求的绝对URL $nonce = $timestamp . rand('10000', '99999'); //请求随机串 $body = empty($data) ? '' : json_encode((object)$data); //请求报文主体 $stream_opts = [ "ssl" => [ "verify_peer" => false, "verify_peer_name" => false, ] ]; $apiclient_cert_arr = openssl_x509_parse(file_get_contents($config['cert_client'], false, stream_context_create($stream_opts))); $serial_no = $apiclient_cert_arr['serialNumberHex']; //证书序列号 $mch_private_key = file_get_contents($config['cert_key'], false, stream_context_create($stream_opts)); //密钥 $merchant_id = $config['mch_id']; //商户id $canonical_url = ($url_parts['path'] . (!empty($url_parts['query']) ? "?${url_parts['query']}" : "")); $message = $http_method . "\n" . $canonical_url . "\n" . $timestamp . "\n" . $nonce . "\n" . $body . "\n"; openssl_sign($message, $raw_sign, $mch_private_key, 'sha256WithRSAEncryption'); $sign = base64_encode($raw_sign); //签名 $schema = 'WECHATPAY2-SHA256-RSA2048'; $token = sprintf( 'mchid="%s",nonce_str="%s",timestamp="%d",serial_no="%s",signature="%s"', $merchant_id, $nonce, $timestamp, $serial_no, $sign ); //微信返回token return $schema . ' ' . $token; } /** * @notes 发送请求 * @param $url * @param $data * @param $token * @return bool|string * @author ljj * @date 2022/9/27 4:15 下午 */ public static function https_request($url, $data, $token) { $curl = curl_init(); curl_setopt($curl, CURLOPT_URL, (string)$url); curl_setopt($curl, CURLOPT_SSL_VERIFYPEER, FALSE); curl_setopt($curl, CURLOPT_SSL_VERIFYHOST, FALSE); if (!empty($data)) { curl_setopt($curl, CURLOPT_POST, 1); curl_setopt($curl, CURLOPT_POSTFIELDS, $data); } curl_setopt($curl, CURLOPT_RETURNTRANSFER, 1); //添加请求头 $headers = [ 'Authorization:' . $token, 'Accept: application/json', 'Content-Type: application/json; charset=utf-8', 'User-Agent:Mozilla/5.0 (Windows NT 10.0; WOW64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/63.0.3239.132 Safari/537.36', ]; if (!empty($headers)) { curl_setopt($curl, CURLOPT_HTTPHEADER, $headers); } $output = curl_exec($curl); curl_close($curl); return $output; } /** * @notes 敏感信息加解密 * @param $str * @param $config * @return string * @throws \Exception * @author ljj * @date 2022/9/27 3:53 下午 */ public static function getEncrypt($str, $config) { //$str是待加密字符串 $public_key = file_get_contents($config['cert_client']); $encrypted = ''; if (openssl_public_encrypt($str, $encrypted, $public_key, OPENSSL_PKCS1_OAEP_PADDING)) { //base64编码 $sign = base64_encode($encrypted); } else { throw new \Exception('encrypt failed'); } return $sign; } /** * @notes 商家明细单号查询明细单API * @param $withdrawApply * @param $config * @return mixed * @author ljj * @date 2022/9/27 5:54 下午 */ public static function details($withdrawApply, $config) { //请求URL $url = 'https://api.mch.weixin.qq.com/v3/transfer/batches/out-batch-no/' . $withdrawApply['batch_no'] . '/details/out-detail-no/' . $withdrawApply['sn']; //请求方式 $http_method = 'GET'; //请求参数 $data = []; $token = self::token($url, $http_method, $data, $config); //获取token $result = self::https_request($url, $data, $token); //发送请求 $result_arr = json_decode($result, true); return $result_arr; } }
<?php
class WechatMerchantTransfer
{
/**
* @notes 商家转账到零钱
* @param $batch_no //提现订单号
* @param $left_money//提现金额 单位 元
* @param $user_openid //用户openID
* @param $withdraw_name //提现金额大于200,用户真实名字必填
* @returnbool
* @throws\Exception
* @author ljj
* @date 2022/9/27 4:40 下午
*/
public static function transfer($batch_no, $left_money, $user_openid, $withdraw_name = '')
{
$config = [
'app_id' => '',
'mch_id' => '', //商户ID
'cert_client' => '', //cert证书地址//绝对路径
'cert_key' => '', //key支付证书绝对地址
];
$withdrawApply = [
'orderid' => '',
];
//请求URL
$url = 'https://api.mch.weixin.qq.com/v3/transfer/batches';
//请求方式
$http_method = 'POST';
//请求参数
$data = [
'appid' => $config['app_id'], //申请商户号的appid或商户号绑定的appid(企业号corpid即为此appid)
'out_batch_no' => $batch_no, //商户系统内部的商家批次单号,要求此参数只能由数字、大小写字母组成,在商户系统内部唯一
'batch_name' => '提现至微信零钱', //该笔批量转账的名称
'batch_remark' => '提现至微信零钱', //转账说明,UTF8编码,最多允许32个字符
'total_amount' => $left_money * 100, //转账金额单位为“分”。转账总金额必须与批次内所有明细转账金额之和保持一致,否则无法发起转账操作
'total_num' => 1, //一个转账批次单最多发起三千笔转账。转账总笔数必须与批次内所有明细之和保持一致,否则无法发起转账操作
'transfer_detail_list' => [
[ //发起批量转账的明细列表,最多三千笔
'out_detail_no' => $batch_no, //商户系统内部区分转账批次单下不同转账明细单的唯一标识,要求此参数只能由数字、大小写字母组成
'transfer_amount' => $left_money * 100, //转账金额单位为分
'transfer_remark' => '提现至微信零钱', //单条转账备注(微信用户会收到该备注),UTF8编码,最多允许32个字符
'openid' => $user_openid, //openid是微信用户在公众号appid下的唯一用户标识(appid不同,则获取到的openid就不同),可用于永久标记一个用户
]
]
];
if ($left_money >= 2000) {
if (empty($withdraw_name)) {
throw new \Exception('转账金额 >= 2000元,收款用户真实姓名必填');
}
$data['transfer_detail_list'][0]['user_name'] = self::getEncrypt($withdrawApply['real_name'], $config);
}
$token = self::token($url, $http_method, $data, $config); //获取token
$result = self::https_request($url, json_encode($data), $token); //发送请求
$result_arr = json_decode($result, true);
if (!isset($result_arr['create_time'])) { //批次受理失败
throw new \Exception($result_arr['message']);
}
// 成功返回信息 {"batch_id":"1030001036201351072852022101201442513049","create_time":"2022-10-12T22:08:21+08:00","out_batch_no":"20221011004103000000146822"}
//批次受理成功,更新提现申请单为提现中状态
//业务修改为提现中
return $result_arr;
}
/**
* @notes 签名生成
* @param $url
* @param $http_method
* @param $data
* @param $config
* @returnstring
* @author ljj
* @date 2022/9/27 4:14 下午
*/
public static function token($url, $http_method, $data, $config)
{
$timestamp = time(); //请求时间戳
$url_parts = parse_url($url); //获取请求的绝对URL
$nonce = $timestamp . rand('10000', '99999'); //请求随机串
$body = empty($data) ? '' : json_encode((object)$data); //请求报文主体
$stream_opts = [
"ssl" => [
"verify_peer" => false,
"verify_peer_name" => false,
]
];
$apiclient_cert_arr = openssl_x509_parse(file_get_contents($config['cert_client'], false, stream_context_create($stream_opts)));
$serial_no = $apiclient_cert_arr['serialNumberHex']; //证书序列号
$mch_private_key = file_get_contents($config['cert_key'], false, stream_context_create($stream_opts)); //密钥
$merchant_id = $config['mch_id']; //商户id
$canonical_url = ($url_parts['path'] . (!empty($url_parts['query']) ? "?${url_parts['query']}" : ""));
$message = $http_method . "\n" .
$canonical_url . "\n" .
$timestamp . "\n" .
$nonce . "\n" .
$body . "\n";
openssl_sign($message, $raw_sign, $mch_private_key, 'sha256WithRSAEncryption');
$sign = base64_encode($raw_sign); //签名
$schema = 'WECHATPAY2-SHA256-RSA2048';
$token = sprintf(
'mchid="%s",nonce_str="%s",timestamp="%d",serial_no="%s",signature="%s"',
$merchant_id,
$nonce,
$timestamp,
$serial_no,
$sign
); //微信返回token
return $schema . ' ' . $token;
}
/**
* @notes 发送请求
* @param $url
* @param $data
* @param $token
* @returnbool|string
* @author ljj
* @date 2022/9/27 4:15 下午
*/
public static function https_request($url, $data, $token)
{
$curl = curl_init();
curl_setopt($curl, CURLOPT_URL, (string)$url);
curl_setopt($curl, CURLOPT_SSL_VERIFYPEER, FALSE);
curl_setopt($curl, CURLOPT_SSL_VERIFYHOST, FALSE);
if (!empty($data)) {
curl_setopt($curl, CURLOPT_POST, 1);
curl_setopt($curl, CURLOPT_POSTFIELDS, $data);
}
curl_setopt($curl, CURLOPT_RETURNTRANSFER, 1);
//添加请求头
$headers = [
'Authorization:' . $token,
'Accept: application/json',
'Content-Type: application/json; charset=utf-8',
'User-Agent:Mozilla/5.0 (Windows NT 10.0; WOW64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/63.0.3239.132 Safari/537.36',
];
if (!empty($headers)) {
curl_setopt($curl, CURLOPT_HTTPHEADER, $headers);
}
$output = curl_exec($curl);
curl_close($curl);
return $output;
}
/**
* @notes 敏感信息加解密
* @param $str
* @param $config
* @returnstring
* @throws\Exception
* @author ljj
* @date 2022/9/27 3:53 下午
*/
public static function getEncrypt($str, $config)
{
//$str是待加密字符串
$public_key = file_get_contents($config['cert_client']);
$encrypted = '';
if (openssl_public_encrypt($str, $encrypted, $public_key, OPENSSL_PKCS1_OAEP_PADDING)) {
//base64编码
$sign = base64_encode($encrypted);
} else {
throw new \Exception('encrypt failed');
}
return $sign;
}
/**
* @notes 商家明细单号查询明细单API
* @param $withdrawApply
* @param $config
* @returnmixed
* @author ljj
* @date 2022/9/27 5:54 下午
*/
public static function details($withdrawApply, $config)
{
//请求URL
$url = 'https://api.mch.weixin.qq.com/v3/transfer/batches/out-batch-no/' . $withdrawApply['batch_no'] . '/details/out-detail-no/' . $withdrawApply['sn'];
//请求方式
$http_method = 'GET';
//请求参数
$data = [];
$token = self::token($url, $http_method, $data, $config); //获取token
$result = self::https_request($url, $data, $token); //发送请求
$result_arr = json_decode($result, true);
return $result_arr;
}
}
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